Do not dwell in the past,
Do not dream of the future,
Concentrate the mind on the present moment.
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Project D Update #12
Wednesday, November 30, 2022 10:50 PM


Was stricken with bouts of sore throat, cough, migraines across the whole month... Left me with little energy to monitor the markets.

Anyway, the market curve seems to be nearing the bottom amidst news of slowing down rate hikes, plus the year end festivities and world cup fever have helped bolster consumer spending. Tech industry started to play down their game, laying off tens of thousands of employees worldwide. Unemployment rate bumped up by this sector layoffs calls for reality check as recession draws near.

In the local scene, banks started to recover; airlines started to report profits or at least narrowed down on losses cos of increased demand for air travel. REITs continue to incur the wrath of high interest rates; only certain players who have hedged borrowings to a fixed rate or with low gearing ratio managed to stay clear of higher borrowing costs.

My stocks continued to adjust downwards as the effects of high interest rates start to sink in. I subscribed to MIT's scrip at $2.15 a share, so hopefully the market price doesn't fall below that. 

With bonus coming, hope to save up a bit for entry. But I had to carve out a large portion of it cos of a impromptu bday present for her - a $1400 budget for anything she wants omg I regret sia :x

The year is ending soon. Time to do some reflections and plan my strategy for next FY. Also I am not gonna be tracking my item-by-item spending on my app alr; it's too time consuming plus I already have a rough gauge on my spending habits.

Update #12:




Warchest: 180.42

Dividends received YTD: 1816.99




All life is an experiment. The more experiments you make the better.